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Jackson Insurance Disputes Lawyer

When you pay insurance premiums, you expect your insurance company to pay for your losses when the unexpected occurs. Unfortunately, many insurance companies are motivated by profit and will deny, undervalue or delay paying a valid claim to protect their own bottom line. If you are dealing with an insurance dispute, contact The Penton Law Group, PLLC in Jackson, Mississippi right away. We can help you collect the benefits you are owed under your policy.

Why Choose Us?

  • At The Penton Law Group, PLLC we are available for questions or concerns 24/7.
  • We limit our caseload to ensure that each client gets the attention they deserve.
  • We communicate and respond to calls, text messages and emails promptly.
  • We put our clients first, going above and beyond to ensure their legal needs are met.

Why You Need an Insurance Disputes Lawyer

Denials, undervaluing claims and delays created by the insurance company can be frustrating and costly. Our Jackson personal injury attorneys deal with insurance companies every day. We understand how insurance companies evaluate and defend against claims.  We use our knowledge and skill to help you obtain the insurance benefits to which you are rightfully owed.

How Do Insurance Disputes Arise?

The insurance company has a duty to treat you fairly and to act in good faith when you file a claim. Disputes can arise when:

  • The insurer pays your claim, but not the full value.
  • Payments offered are not enough to cover actual damages and losses.
  • The insurer delays your claim unreasonably.
  • The insurance company fails to return your calls.
  • Disagreements arise over what is covered and what is not.
  • The insurer questions your right to future medical treatment.
  • The insurance company denies your legitimate claim on a technicality, without justification.
  • The insurer has a pattern of denying similar valid claims.
  • The insurance company fails to pay a claim made against you, exposing you to personal liability.

What Constitutes Insurance Bad Faith?

In some cases, the insurer may have a valid reason for denying a claim, or a legitimate dispute may arise concerning the amount owed.  However, certain actions by the insurance company are prohibited and can result in what is known as Insurance Bad Faith:

  • Failing to properly investigate claims:Insurance companies must conduct a timely and adequate investigation to establish a fair basis for claim determination. If they fail to do so and make a lowball offer, it may be a basis for an insurance bad faith claim.
  • Prolonging payout of claims with no valid reason:This is an indication of bad faith, particularly when it places financial hardship on the insured, and it creates pressure to accept a lesser amount.
  • Automatically denying claims as a regular course of conduct:When an insurance company trains its adjusters to automatically deny claims unless and until the denial is disputed by the policyholder, the insurance company is acting in bad faith.

Types of Insurance Disputes

All insurance policies contain a covenant of good faith and fair dealing. Legal disputes arise when insurance claims are wrongfully denied, undervalued or are unreasonably delayed. We represent policyholders in disputes with insurance companies involving various types of policies, including:

  • Automobile insurance
  • Short and long-term disability insurance
  • Homeowner’s insurance
  • Fire insurance
  • Life insurance
  • Health insurance

Contact Us Today

If you need legal assistance regarding an insurance dispute or insurance bad faith, contact The Penton Law Group, PLLC in Jackson, Mississippi today. Our Jackson car accident attorneys operate on a contingency fee basis, which means you only pay us if we win your case. Call our Mississippi offices at (601) 500-5357.