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Jackson Underinsured and Uninsured Motorist Lawyer

If you have been injured in an accident caused by another driver, you have a right to recover compensation for your losses, but what happens if the at-fault driver is uninsured or underinsured? Contact The Penton Law Group, PLLC in Jackson, Mississippi to learn about your legal options.

Why Choose Our Firm?

  • We focus our practice solely on personal injury law – It is all we do.
  • Our Jackson accident attorneys have over a decade of legal experience representing people who have been injured due to the fault of another.
  • We limit our caseload so we can give each client’s case the attention it deserves.
  • We operate on a contingency fee basis, meaning you do not pay us any money until we successfully recover on your behalf.

Why You Need a Lawyer

An underinsured or uninsured motorist claim can be stressful. You likely have medical bills, lost wages and property damage to worry about, and these burdens can turn stressful quickly when the insurance company does not want to fully compensate you. Our experienced personal injury attorneys have the knowledge, skill and resources necessary to pursue the compensation you deserve while you focus on recovering from your injuries.

Mandatory Auto Insurance Requirements in Mississippi

As stated by the Mississippi Insurance Department, all drivers in the state are required to carry liability auto insurance in the minimum amounts of:

  • $25,000 per person for bodily injury per accident
  • $50,000 for bodily injury per accident
  • $25,000 for property damage per accident

The exceptions to the rule are drivers who can either:

  • Post a bond for the above amounts; or
  • Make a cash or security deposit equal to the minimum requirements

What Are Your Options after an Underinsured or Uninsured Motorist Accident?

The number one question when an uninsured or underinsured motorist causes an accident is: Who is going to pay for my medical bills and other losses? The answer may depend on whether:

  • You have uninsured/underinsured motorist coverage under your own auto insurance policy; and
  • The at-fault driver has any financial assets to help cover your bills.

If your medical expenses, lost wages and property damage are extensive, your own uninsured/underinsured motorist coverage may not be sufficient. This is why it is important to consult with an experienced car accident lawyer after a crash caused by an uninsured or underinsured driver.

What If You Don’t Have Uninsured/Underinsured Motorist Coverage?

Most people in our state have uninsured/underinsured motorist coverage. Insurance companies are required to offer this type of coverage to you, and you must specifically reject this type of coverage in writing if you do not want it.  If you do not have this coverage, it is even more important to speak with an experienced personal injury attorney who can help you pursue compensation for your losses.

Dealing with Insurance Companies after an Uninsured/Underinsured Motorist Accident

Insurance companies are in business to make money, not to pay claims. At the end of the day, their bottom line is the primary focus, and this applies to your own insurance company. Even when you are filing a claim with your own insurance company, it is not unusual for claims to be denied or delayed.

For this reason, we prepare every case as if it will go to trial. Our Jackson car accident lawyers have extensive experience with insurance companies and the tactics used to undervalue claims. We will negotiate with them on your behalf, so you don’t have to.

Contact Us Today

After an accident caused by an underinsured or uninsured motorist, it is in your best interest to speak with an experienced personal injury attorney. Call The Penton Law Group, PLLC today for the sound legal guidance and representation you need.